🔍

Belmont

NSW 2280 • Rest of NSW

7,289
Population (2021)
$66,560
Median Household Income
10.55 km²
Area
$340/wk
Median Rent
Family-FriendlyRetireesAffordableHistoric

About Belmont

Belmont is an established lakeside suburb on the western shore of Lake Macquarie, located approximately 15 kilometres south of Newcastle CBD within the Lake Macquarie City Council local government area. With a population of around 7,289 residents across just over 10 square kilometres, Belmont is the commercial and community hub for the eastern Lake Macquarie area, featuring a well-patronised shopping precinct anchored by both Coles and Woolworths. The suburb's position between the lake and the Pacific Highway corridor makes it a convenient and well-connected address in the Hunter region.

Belmont offers a relaxed lifestyle that appeals particularly to established families and retirees, as reflected in its median age of 48. The foreshore of Lake Macquarie provides walking paths, boat ramps, and picnic areas, while the suburb's cafes, restaurants, and local shops add to its community feel. With a median weekly rent of $340 and a range of housing options from post-war homes to modern units, Belmont provides an affordable alternative to the tighter Newcastle market without sacrificing amenity or access.

Belmont falls under postcode 2280 and is governed by Lake Macquarie Council (LGA). For state elections, residents vote in the Swansea electorate.

📍 Location

State
New South Wales
Postcode
2280
Urban Area
Lake Macquarie - East
LGA / Council
Lake Macquarie
Federal Electorate
Shortland
State Electorate
Swansea
Type
Major Urban
Timezone
Sydney (UTC+10)
Coordinates
-33.03°, 151.68°
Statistical Area
Rest of NSW
Area
10.55 km²
Elevation
10m

🏷️ Property Prices 2025

Median sale prices in Belmont for 2025. Based on every residential settlement recorded by the NSW Valuer General in 2025.

🏡House
$1.05M
102 sales · ▲ 7.4% vs 2024
🏢Unit / Apartment
$625K
51 sales · ▲ 3.3% vs 2024

Source: NSW Valuer General — Property Sales Information. Strata-titled sales are counted as units; all others as houses. Suburbs with fewer than 5 sales in a category are omitted.

🏠 Housing 2021 Census

Median Rent (weekly)
$340
Median Mortgage (monthly)
$2,058
Avg Household Size
2.2 people
Median Age
48 years
Social Housing (% of dwellings)
6.7%

176 state housing + 33 community housing dwellings (ABS 2021 Census)

🚌 Transport & Commute

Nearest Train Stations

Warners Bay
4.5 km
N/A
Cardiff
8 km
N/A

Bus Services

  • 323, 324 — Newcastle Interchange via Charlestown 40-55 min
  • 380 — Charlestown Square 15-20 min
  • 361 — Lake Macquarie (Warners Bay) 20 min

Commute to Newcastle CBD

Distance
15 km
By Train
Approx. 30-40 min via bus connection to Cardiff then T1 train
By Car (Peak)
20-35 min
By Car (Off-Peak)
18-25 min

🛣️ Pacific Highway is the main road link; buses connect to Charlestown and Newcastle Interchange; Cardiff station on T1 Hunter Line is the nearest heavy-rail option

Walkability Somewhat Walkable

Good footpaths and local shops within walking distance of the town centre; car needed for most commuting

🛒 Supermarkets Nearby

  • Coles
    Cnr Macquarie Street & Edgar Street Belmont 2280 NSW
  • Woolworths
    Cnr Macquarie & Singleton Street Belmont 2280 NSW

🎓 Schools

🚔 Crime Statistics LGA-wide

These are the latest 2025 rates for the Lake Macquarie Local Government Area, which contains Belmont. Rates are per 100,000 residents; trends compare 2 and 10 year periods ending Dec 2025.

Break & enter (dwelling)
216.8 / 100k
2yr Stable 10yr Down 4.6%
Motor vehicle theft
229.4 / 100k
2yr Stable 10yr Stable
Non-DV assault
376.4 / 100k
2yr Stable 10yr Up 2.9%
Robbery (unarmed)
4.1 / 100k
2yr — 10yr —
Steal from vehicle
409.3 / 100k
2yr Stable 10yr Down 3.1%
View all 62 offence types for Lake Macquarie →

Source: NSW Bureau of Crime Statistics and Research (BOCSAR)

🎓 Educational Institution Attending 2021 Census

School Sector Breakdown

👥 Demographics

Census 2016
7,114
Census 2021
7,289
▲ 2.5% growth

Population Growth

Gender Distribution (Census 2021)

Personal Income 2016
$29,380
Personal Income 2021
$36,244
▲ 23.4% increase

2021 Census income breakdown

Personal = median for one earner. Household = all members of a dwelling pooled. Family = related members only. Annual = weekly × 52.

Personal
$36,244 / yr
$697/wk
Household
$66,560 / yr
$1280/wk
Family
$97,240 / yr
$1870/wk

Personal Income Comparison (2016 vs 2021)

📊 Population: ABS Census 2021
💰 Income: ABS Census 2021

🌍 Country of Birth 2021 Census

Born in Australia 6,173
Born Overseas 746

Top Countries of Birth (excl. Australia)

  • 1. England 188
  • 2. New Zealand 75
  • 3. India 40
  • 4. Philippines 38
  • 5. South Africa 34
  • 6. China 26
  • 7. Scotland 25
  • 8. United States 25
  • 9. Germany 24
  • 10. Ireland 17

🧬 Ancestry 2021 Census

Top ancestries reported (people may report up to two)

English 3,293
Australian 3,033
Scottish 900
Irish 823
Australian Aboriginal 341
German 267
Italian 133
Dutch 86
Chinese 84
Welsh 80

👨‍👩‍👧 Parents' Birthplace 2021 Census

5,186
Both parents born in Australia
944
Both parents born overseas
787
One parent AU, one overseas

🛐 Religion 2021 Census

Christianity
52.1%
No Religion
39.5%
Buddhism
0.6%
Hinduism
0.5%
Islam
0.1%
Sikhism
0.1%
Judaism
0.1%

📊 Age Distribution 2021 Census

0-4 years
330 (4.5%)
5-14 years
724 (9.9%)
15-19 years
407 (5.6%)
20-24 years
365 (5.0%)
25-34 years
796 (10.9%)
35-44 years
733 (10.1%)
45-54 years
871 (11.9%)
55-64 years
1,077 (14.8%)
65-74 years
1,033 (14.2%)
75-84 years
629 (8.6%)
85+ years
323 (4.4%)

Nearby Suburbs

Frequently Asked Questions

What lake is near Belmont NSW? +

Belmont sits on the western shore of Lake Macquarie, Australia's largest coastal saltwater lake. The lake offers boating, fishing, and waterfront walking paths.

How far is Belmont NSW from Newcastle? +

Belmont is approximately 15 km south of Newcastle CBD, around 20–35 minutes by car depending on traffic.

What schools are in Belmont NSW? +

Belmont High School is the local government secondary school, and Belmont North Public School serves primary-age students. St Joseph's Primary School is a local Catholic primary option.

What is the median rent in Belmont NSW? +

According to the 2021 Census, the median weekly rent in Belmont is $340 per week, making it one of the more affordable suburbs in the Lake Macquarie area.

What shopping is available in Belmont NSW? +

Belmont has a Coles and a Woolworths as well as specialty retailers in the Macquarie Street shopping strip. Charlestown Square, one of the Hunter's largest malls, is approximately 5 km away.

What is the average income in Belmont? +

Based on the 2021 Census, the median personal income in Belmont is about $697 per week (around $36,200 per year). The median household income is $1,280 per week and the median family income is $1,870 per week.

What is the median house price in Belmont? +

As of 2025, the median house price is $1,050,000, up 7.4% on the previous year, and the median unit/apartment price is $625,000, up 3.3% on the previous year. Figures are based on NSW Valuer General — Property Sales Information.

What is the age profile of Belmont? +

The median age in Belmont is 48. The largest age group is 55–64 (1,077 residents, around 15%). Around 20% of residents are under 20 and about 27% are aged 65 or older. (2021 Census)

Is Belmont a safe area? +

Crime statistics are recorded at the Local Government Area level. Belmont is part of the Lake Macquarie LGA — see the Crime Statistics section on this page for the latest recorded offence rates per 100,000 residents, along with 2-year and 10-year trends.

What is the population of Belmont? +

Belmont had a population of 7,289 at the 2021 Census, up 2.5% from 7,114 in 2016.

How much is rent in Belmont? +

In Belmont, the median weekly rent is $340, and the median monthly mortgage repayment is $2,058 (2021 Census).