🔍

Cams Wharf

NSW 2281 • New South Wales

182
Population (2021)
N/A
Median Personal Income
0.83 km²
Area
N/A
Median Rent
CoastalRetireesAffordable
Advertisement

About Cams Wharf

Cams Wharf is a small, secluded suburb on the western shore of Lake Macquarie in New South Wales, situated approximately 33 kilometres south-west of Newcastle and 130 kilometres north of Sydney. With a tiny population of just 182 residents recorded in the 2021 Census, Cams Wharf is one of the most intimate lakeside communities in the Hunter region, sitting between the lake to the east and bushland to the west. The suburb falls under the City of Lake Macquarie local government area and retains a peaceful, almost retreat-like character.

Cams Wharf attracts those seeking a quiet escape from urban life, offering direct lake access, fishing spots, and a strongly community-oriented environment. The suburb neighbours Murrays Beach and is a short drive from Swansea, which provides supermarkets, medical services, and the access bridge to the Central Coast. Nearby Catherine Hill Bay and Nords Wharf offer additional coastal attractions. Most residents own waterfront or bush-surrounded homes and cherish the neighbourhood's natural setting and low-density lifestyle.

Cams Wharf falls under postcode 2281 and is governed by the Lake Macquarie Council (Local Government Area). For federal elections, residents vote in the electorate of Shortland, while state elections fall under the Swansea electorate.

📍 Location

State
New South Wales
Postcode
2281
Urban Area
N/A
LGA / Council
Lake Macquarie
Federal Electorate
Shortland
State Electorate
Swansea
Type
Locality
Timezone
Sydney (UTC+10)
Coordinates
-33.09°, 151.67°
Statistical Area
N/A
Area
0.83 km²
Population Density
218 /km²
Elevation
0m

📣 Ad

🏷️ Property Prices 2025

Median sale prices in Cams Wharf for 2025. Based on every residential settlement recorded by the NSW Valuer General in 2025.

🏡House
$740K
18 sales · ▲ 13.8% vs 2024

Source: NSW Valuer General — Property Sales Information. Strata-titled sales are counted as units; all others as houses. Suburbs with fewer than 5 sales in a category are omitted.

💰 Income

ATO taxable income Postcode 2281

Median taxable income for individual taxpayers in postcode 2281, comparing the 2019–20 and 2023–24 financial years.

Median 2019–20
$47,257
Median 2023–24
$56,494
▲ 19.5% increase
Average taxable income (2023–24)
$72,843

Source: ATO Taxation Statistics 2023–24, Individuals Table 8 (median & average taxable income by postcode). Covers all individuals who lodged a return in postcode 2281; postcodes with fewer than 200 lodgments are suppressed by the ATO.

🚌 Transport & Commute

Nearest Train Stations

Morisset Station
18 km
Not walkable

Bus Services

  • Limited local services — Swansea / Lake Macquarie 15-20 min

Commute to Sydney CBD

Distance
130 km
By Train
~90 min from Morisset to Central (18 km drive to station)
By Car (Peak)
90-120 min
By Car (Off-Peak)
80 min

🛣️ Nearest train station is Morisset (~18 km); most residents drive to Newcastle or Sydney

Walkability Car-Dependent

Small lakeside enclave with no walkable retail; car essential

🛒 Supermarkets Nearby

No major supermarkets listed for this suburb.

🎓 Schools

🌳 Parks & Reserves

There are 4 parks and reserves in Cams Wharf.

👥 Demographics

Census 2016
0
Census 2021
182
▲ 0% growth

Population Growth

Gender Distribution (Census 2021)

📊 Population: ABS Census 2021

🚔 Crime Statistics LGA-wide

These are the latest 2025 rates for the Lake Macquarie Local Government Area, which contains Cams Wharf. Rates are per 100,000 residents; trends compare 2 and 10 year periods ending Dec 2025.

Break & enter (dwelling)
216.8 / 100k
2yr Stable 10yr Down 4.6%
Motor vehicle theft
229.4 / 100k
2yr Stable 10yr Stable
Non-DV assault
376.4 / 100k
2yr Stable 10yr Up 2.9%
Robbery (unarmed)
4.1 / 100k
2yr — 10yr —
Steal from vehicle
409.3 / 100k
2yr Stable 10yr Down 3.1%
View all 62 offence types for Lake Macquarie →

Source: NSW Bureau of Crime Statistics and Research (BOCSAR)

📣 Ad

Nearby Suburbs

Frequently Asked Questions

Where is Cams Wharf? +

Cams Wharf is located on the western shore of Lake Macquarie in NSW, approximately 33 kilometres south-west of Newcastle and 130 kilometres north of Sydney.

What is Cams Wharf like to live in? +

Cams Wharf is an extremely quiet and secluded lakeside community with just over 180 residents. It suits those seeking a peaceful waterfront or bushland lifestyle away from urban centres.

What is the nearest town to Cams Wharf? +

The nearest town with significant amenities is Swansea, approximately 6 kilometres north, which offers supermarkets, cafes, medical services, and a bridge connecting to the Central Coast.

Is there public transport in Cams Wharf? +

Public transport is very limited in Cams Wharf. The nearest train station is Morisset, about 18 kilometres away on the T1 Central Coast & Newcastle Line. Most residents rely on private vehicles.

What recreational activities are available near Cams Wharf? +

Cams Wharf offers direct access to Lake Macquarie for fishing, kayaking, and boating. Nearby attractions include Catherine Hill Bay beach and the bush reserves surrounding the suburb.

What is the median house price in Cams Wharf? +

As of 2025, the median house price is $740,000, up 13.8% on the previous year. Figures are based on NSW Valuer General — Property Sales Information.

Is Cams Wharf a safe area? +

Crime statistics are recorded at the Local Government Area level. Cams Wharf is part of the Lake Macquarie LGA — see the Crime Statistics section on this page for the latest recorded offence rates per 100,000 residents, along with 2-year and 10-year trends.

What is the population of Cams Wharf? +

Cams Wharf had a population of 182 at the 2021 Census.