🔍

Lower Creek

NSW 2440 • New South Wales

66
Population (2021)
N/A
Median Personal Income
250.44 km²
Area
N/A
Median Rent
RuralBushlandNatureTree-ChangeHinterland
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About Lower Creek

Lower Creek is a small rural locality in the Mid North Coast region of New South Wales, situated within the Kempsey Shire local government area, approximately 35 km west of the town of Kempsey. The locality lies in the upper reaches of the Macleay River catchment, surrounded by State forest and national park bushland. The 2021 census recorded 66 residents, up from 32 in 2016, reflecting modest growth driven by tree-changers and rural lifestyle seekers. Lower Creek falls within the postcode 2440, which covers a wide swathe of the Macleay Valley hinterland.

Lower Creek attracts residents who value a quiet, bush lifestyle with access to national park hiking, birdwatching and creek swimming. The area borders Werrikimbe National Park, part of the Gondwana Rainforests of Australia World Heritage Area, offering exceptional natural scenery. The nearest town with full services is Kempsey, roughly 35 km east, and the Oxley Highway links the area to Port Macquarie (about 80 km) and to Tamworth inland. The community is tightly knit and predominantly made up of small-scale hobby farmers, rural dwellers and those working remotely.

Lower Creek falls under postcode 2440 and is governed by the Armidale Council (Local Government Area). For federal elections, residents vote in the electorate of Cowper, while state elections fall under the Oxley electorate.

📍 Location

State
New South Wales
Postcode
2440
Urban Area
N/A
LGA / Council
Armidale
Federal Electorate
Cowper
State Electorate
Oxley
Type
Locality
Timezone
Sydney (UTC+10)
Coordinates
-30.38°, 153.02°
Statistical Area
N/A
Area
250.44 km²
Population Density
0 /km²
Elevation
0m

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💰 Income

ATO taxable income Postcode 2440

Median taxable income for individual taxpayers in postcode 2440, comparing the 2019–20 and 2023–24 financial years.

Median 2019–20
$39,686
Median 2023–24
$48,150
▲ 21.3% increase
Average taxable income (2023–24)
$54,886

Source: ATO Taxation Statistics 2023–24, Individuals Table 8 (median & average taxable income by postcode). Covers all individuals who lodged a return in postcode 2440; postcodes with fewer than 200 lodgments are suppressed by the ATO.

🚌 Transport & Commute

Bus Services

  • NSW TrainLink coach via Kempsey — Kempsey / Port Macquarie 35–45 min to Kempsey

Commute to Sydney CBD

Distance
430 km
By Train
Drive to Kempsey (~35 km), then NSW TrainLink to Sydney (~6 hours)
By Bus
Coach from Kempsey to Sydney via NSW TrainLink; approx 6.5 hours
By Car (Peak)
Approx 5.5 hours via Pacific Motorway
By Car (Off-Peak)
Approx 5 hours

🛣️ Kempsey (~35 km) is the nearest town with a supermarket, hospital and railway station. Port Macquarie (80 km east) is the regional centre with airport and full services.

Walkability Car Dependent

A remote rural locality with no footpaths or public transport. A private vehicle is essential for all daily needs and work commutes.

🛒 Supermarkets Nearby

No major supermarkets listed for this suburb.

🎓 Schools

👥 Demographics

Census 2016
0
Census 2021
66
▲ 0% growth

Population Growth

Gender Distribution (Census 2021)

📊 Population: ABS Census 2021

🚔 Crime Statistics LGA-wide

These are the latest 2025 rates for the Armidale Local Government Area, which contains Lower Creek. Rates are per 100,000 residents; trends compare 2 and 10 year periods ending Dec 2025.

Break & enter (dwelling)
843.3 / 100k
2yr Stable 10yr Stable
Motor vehicle theft
337.3 / 100k
2yr Stable 10yr Up 5.3%
Non-DV assault
684.7 / 100k
2yr Stable 10yr Stable
Robbery (unarmed)
13.5 / 100k
2yr — 10yr —
Steal from vehicle
448.6 / 100k
2yr Stable 10yr Down 13.7%
View all 62 offence types for Armidale →

Source: NSW Bureau of Crime Statistics and Research (BOCSAR)

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Frequently Asked Questions

What is Lower Creek known for? +

Lower Creek is a small rural locality in the Mid North Coast region of New South Wales, situated within the Kempsey Shire local government area, approximately 35 km west of the town of Kempsey.

How far is Lower Creek from Sydney CBD? +

Lower Creek is approximately 430 kilometres from Sydney CBD. The drive takes around Approx 5.5 hours via Pacific Motorway during peak hour and Approx 5 hours off-peak. By train, the journey takes approximately Drive to Kempsey (~35 km), then NSW TrainLink to Sydney (~6 hours).

Does Lower Creek have public transport? +

Lower Creek is served by bus routes (NSW TrainLink coach via Kempsey) connecting to Kempsey / Port Macquarie with a travel time of approximately 35–45 min to Kempsey. There is no train or metro station in the suburb.

What is the population of Lower Creek? +

According to the 2021 Census, Lower Creek has a population of approximately 66 residents. It is one of the smaller localities in NSW.

Is Lower Creek a good place to live? +

Lower Creek suits those seeking a very quiet rural or remote lifestyle with minimal neighbours and close proximity to natural landscapes. Amenities are extremely limited locally, and a car is essential for all daily needs.

What is the postcode for Lower Creek? +

The postcode for Lower Creek in NSW is 2440.

Is Lower Creek a safe area? +

Crime statistics are recorded at the Local Government Area level. Lower Creek is part of the Armidale LGA — see the Crime Statistics section on this page for the latest recorded offence rates per 100,000 residents, along with 2-year and 10-year trends.