Spencer
NSW 2775 • New South Wales
About Spencer
Spencer is a small, secluded locality in the Central Coast region of New South Wales, situated on the north bank of the Hawkesbury River where it meets Mangrove Creek. With a population of around 288 residents, the area covers 32 square kilometres of rugged bushland and river frontage, administered by Central Coast Council. It lies approximately 107 kilometres north of Sydney and 50 kilometres west of Gosford, making it one of the more remote localities in the region.
Life in Spencer revolves around the river and the natural environment, attracting residents who value peace, privacy, and outdoor recreation. Boating, fishing, and bushwalking are central to the local lifestyle, and the surrounding national parks — including Dharug and Marramarra — provide extensive wilderness to explore. The community is small and tightly knit, with everyday amenities accessed in nearby Gosford or through the ferry service that connects Spencer to the broader Hawkesbury area.
Spencer falls under postcode 2775 and is governed by the Central Coast Council (Local Government Area). For federal elections, residents vote in the electorate of Robertson, while state elections fall under the Hornsby electorate.
Location
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Property Prices 2025
Median sale prices in Spencer for 2025. Based on every residential settlement recorded by the NSW Valuer General in 2025.
Source: NSW Valuer General — Property Sales Information. Strata-titled sales are counted as units; all others as houses. Suburbs with fewer than 5 sales in a category are omitted.
Income
ATO taxable income Postcode 2775
Median taxable income for individual taxpayers in postcode 2775 for the 2023–24 financial year (2019–20 data not published for this postcode).
Source: ATO Taxation Statistics 2023–24, Individuals Table 8 (median & average taxable income by postcode). Covers all individuals who lodged a return in postcode 2775; postcodes with fewer than 200 lodgments are suppressed by the ATO.
Transport & Commute
Commute to Sydney CBD
🛣️ Car essential; access via Old Pacific Hwy and M1. Ferry service operates across the Hawkesbury River.
Very rural locality with no footpaths or public transport; all errands require a vehicle or boat
Supermarkets Nearby
No major supermarkets listed for this suburb.
Schools
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Macdonald Valley Public School ICSEA 10204568 2120 1331 St Albans Road
Demographics
Population Growth
Gender Distribution (Census 2021)
Crime Statistics LGA-wide
These are the latest 2025 rates for the Central Coast Local Government Area, which contains Spencer. Rates are per 100,000 residents; trends compare 2 and 10 year periods ending Dec 2025.
Source: NSW Bureau of Crime Statistics and Research (BOCSAR)