🔍

Terrigal

NSW 2260 • Greater Sydney

12,730
Population (2021)
$106,912
Median Household Income
8.69 km²
Area
$520/wk
Median Rent
Beach LifestyleResort AtmospherePremium CoastalSea Change

About Terrigal

Terrigal is the Central Coast's most prestigious beach suburb, where nearly 13,000 residents enjoy a stunning beach, quality dining, and resort-style atmosphere. The headland, beach, and Haven provide varied coastal experiences. The median income reflects its desirable address, though tourism shapes the local economy.

The Esplanade and surrounding streets offer quality restaurants, cafes, and boutique shopping. The beach is excellent—sheltered, scenic, and maintained to resort standard. Terrigal attracts sea-changers, retirees seeking coastal lifestyle, and weekenders from Sydney. It's the Central Coast's showpiece—polished, pretty, and perpetually popular.

Terrigal falls under postcode 2260 and is governed by Central Coast Council (LGA). For state elections, residents vote in the Terrigal electorate.

📍 Location

State
New South Wales
Postcode
2260
Urban Area
Gosford - East
LGA / Council
Central Coast
Federal Electorate
Robertson
State Electorate
Terrigal
Type
Major Urban
Timezone
Sydney (UTC+10)
Coordinates
-33.45°, 151.43°
Statistical Area
Greater Sydney
Area
8.69 km²
Elevation
68m

🏷️ Property Prices 2025

Median sale prices in Terrigal for 2025. Based on every residential settlement recorded by the NSW Valuer General in 2025.

🏡House
$1.59M
198 sales · ▼ 0.5% vs 2024
🏢Unit / Apartment
$1.09M
132 sales · ▼ 8.4% vs 2024

Source: NSW Valuer General — Property Sales Information. Strata-titled sales are counted as units; all others as houses. Suburbs with fewer than 5 sales in a category are omitted.

🏠 Housing 2021 Census

Median Rent (weekly)
$520
Median Mortgage (monthly)
$2,492
Avg Household Size
2.6 people
Median Age
43 years
Social Housing (% of dwellings)
0.6%

21 state housing + 5 community housing dwellings (ABS 2021 Census)

🚌 Transport & Commute

Bus Services

  • Local bus services — Sydney CBD 153-204 min

Commute to Sydney CBD

Distance
51 km
By Train
Approximately 128 min to Sydney CBD (Central) by train
By Car (Peak)
70-120 min
By Car (Off-Peak)
55-90 min

🛣️ Located 51 km north-east of Sydney CBD

Walkability Somewhat Walkable

Some errands can be done on foot near the local centre, but most residents rely on a car for daily needs

🛒 Supermarkets Nearby

No major supermarkets listed for this suburb.

🎓 Schools

🚔 Crime Statistics LGA-wide

These are the latest 2025 rates for the Central Coast Local Government Area, which contains Terrigal. Rates are per 100,000 residents; trends compare 2 and 10 year periods ending Dec 2025.

Break & enter (dwelling)
208 / 100k
2yr Stable 10yr Down 6.9%
Motor vehicle theft
171.4 / 100k
2yr Stable 10yr Down 2.5%
Non-DV assault
430.4 / 100k
2yr Stable 10yr Stable
Robbery (unarmed)
14.4 / 100k
2yr Stable 10yr Stable
Steal from vehicle
336 / 100k
2yr Stable 10yr Down 6.3%
View all 62 offence types for Central Coast →

Source: NSW Bureau of Crime Statistics and Research (BOCSAR)

🎓 Educational Institution Attending 2021 Census

School Sector Breakdown

👥 Demographics

Census 2016
11,349
Census 2021
12,730
▲ 12.2% growth

Population Growth

Gender Distribution (Census 2021)

Personal Income 2016
$38,168
Personal Income 2021
$47,112
▲ 23.4% increase

2021 Census income breakdown

Personal = median for one earner. Household = all members of a dwelling pooled. Family = related members only. Annual = weekly × 52.

Personal
$47,112 / yr
$906/wk
Household
$106,912 / yr
$2056/wk
Family
$127,140 / yr
$2445/wk

Personal Income Comparison (2016 vs 2021)

📊 Population: ABS Census 2021
💰 Income: ABS Census 2021

🌍 Country of Birth 2021 Census

Born in Australia 9,465
Born Overseas 2,696

Top Countries of Birth (excl. Australia)

  • 1. England 897
  • 2. New Zealand 236
  • 3. South Africa 188
  • 4. Scotland 97
  • 5. United States 86
  • 6. China 84
  • 7. Ireland 61
  • 8. India 60
  • 9. Netherlands 49
  • 10. Italy 48

🧬 Ancestry 2021 Census

Top ancestries reported (people may report up to two)

English 5,653
Australian 4,517
Irish 1,707
Scottish 1,450
Italian 474
German 427
Australian Aboriginal 260
Chinese 229
Dutch 217
New Zealander 152

👨‍👩‍👧 Parents' Birthplace 2021 Census

6,934
Both parents born in Australia
3,333
Both parents born overseas
1,842
One parent AU, one overseas

🛐 Religion 2021 Census

Christianity
51.5%
No Religion
40.0%
Buddhism
1.1%
Hinduism
0.6%
Islam
0.4%
Judaism
0.2%
Sikhism
0.1%

📊 Age Distribution 2021 Census

0-4 years
630 (4.9%)
5-14 years
1,649 (13.0%)
15-19 years
801 (6.3%)
20-24 years
654 (5.1%)
25-34 years
1,255 (9.9%)
35-44 years
1,562 (12.3%)
45-54 years
1,779 (14.0%)
55-64 years
1,651 (13.0%)
65-74 years
1,614 (12.7%)
75-84 years
905 (7.1%)
85+ years
233 (1.8%)

Nearby Suburbs

Frequently Asked Questions

What is Terrigal known for? +

Terrigal is a well-established residential suburb in Central Coast, NSW, known for its mix of housing types, local schools, and community facilities. The suburb has a population of approximately 12,730 residents and forms part of the broader Greater Sydney region.

How far is Terrigal from Sydney CBD? +

Terrigal is approximately 51 kilometres from Sydney CBD, typically a 55-90 min drive under normal traffic conditions. The suburb is in a regional location and most residents rely on local services rather than commuting to the CBD.

Does Terrigal have public transport? +

Terrigal is served by local bus services connecting residents to the broader metropolitan network. The nearest train station provides connections to Sydney CBD.

What is the population of Terrigal? +

According to the 2021 Census, Terrigal has a population of approximately 12,730 residents. The suburb is a significant residential area within the Central Coast district.

Is Terrigal a good place to live? +

Terrigal appeals to families, professionals, and established residents who value its range of local amenities, schools, and community facilities. With a median taxable income of around $49,700, it attracts a mix of household types. Like most NSW suburbs, lifestyle quality depends on proximity to work and preferred amenities.

What is the postcode for Terrigal? +

The postcode for Terrigal, NSW is 2260.

What is the average income in Terrigal? +

Based on the 2021 Census, the median personal income in Terrigal is about $906 per week (around $47,100 per year). The median household income is $2,056 per week and the median family income is $2,445 per week.

What is the median house price in Terrigal? +

As of 2025, the median house price is $1,592,500, down 0.5% on the previous year, and the median unit/apartment price is $1,095,000, down 8.4% on the previous year. Figures are based on NSW Valuer General — Property Sales Information.

What is the age profile of Terrigal? +

The median age in Terrigal is 43. The largest age group is 45–54 (1,779 residents, around 14%). Around 24% of residents are under 20 and about 22% are aged 65 or older. (2021 Census)

Is Terrigal a safe area? +

Crime statistics are recorded at the Local Government Area level. Terrigal is part of the Central Coast LGA — see the Crime Statistics section on this page for the latest recorded offence rates per 100,000 residents, along with 2-year and 10-year trends.

How much is rent in Terrigal? +

In Terrigal, the median weekly rent is $520, and the median monthly mortgage repayment is $2,492 (2021 Census).