🔍

Terara

NSW 2540 • New South Wales

305
Population (2021)
N/A
Median Personal Income
8.83 km²
Area
N/A
Median Rent
RuralAffordableRetirees
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About Terara

Terara is a small rural locality situated on the southern bank of the Shoalhaven River, approximately 3 kilometres north-east of Nowra in the City of Shoalhaven, New South Wales. With a population of around 305 residents, it occupies just under 9 square kilometres of fertile river flats and gently rolling pastoral land. The suburb shares postcode 2540 with Nowra and benefits from proximity to the regional services of that city.

The lifestyle in Terara is distinctly rural and relaxed, with the Shoalhaven River providing opportunities for fishing, kayaking, and riverside walks. Residents enjoy a semi-rural atmosphere while still being a short drive from Nowra's shops, schools, and healthcare facilities. The community is close-knit and primarily made up of owner-occupiers, many working in trades or service industries in the broader Shoalhaven region.

Terara falls under postcode 2540 and is governed by the Shoalhaven Council (Local Government Area). For federal elections, residents vote in the electorate of Gilmore, while state elections fall under the Unclassified (OT) electorate.

📍 Location

State
New South Wales
Postcode
2540
Urban Area
N/A
LGA / Council
Shoalhaven
Federal Electorate
Gilmore
State Electorate
Unclassified (OT)
Type
Locality
Timezone
Sydney (UTC+10)
Coordinates
-34.86°, 150.62°
Statistical Area
N/A
Area
8.83 km²
Population Density
35 /km²
Elevation
0m

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💰 Income

ATO taxable income Postcode 2540

Median taxable income for individual taxpayers in postcode 2540, comparing the 2019–20 and 2023–24 financial years.

Median 2019–20
$41,687
Median 2023–24
$51,296
▲ 23.1% increase
Average taxable income (2023–24)
$63,661

Source: ATO Taxation Statistics 2023–24, Individuals Table 8 (median & average taxable income by postcode). Covers all individuals who lodged a return in postcode 2540; postcodes with fewer than 200 lodgments are suppressed by the ATO.

🚌 Transport & Commute

Nearest Train Stations

Bomaderry Station
5.5 km
N/A — drive recommended

Bus Services

  • Shoalhaven regional buses — Nowra CBD 10-15 min

Commute to Sydney CBD

Distance
160 km
By Train
Approx. 2.5 hrs from Bomaderry Station to Central
By Car (Peak)
2 hrs via Princes Motorway
By Car (Off-Peak)
1 hr 45 min

🛣️ Bomaderry is the southern terminus of the South Coast Line. Most residents drive to Nowra for daily needs.

Walkability Car-Dependent

Limited local footpaths; car essential for most trips

🛒 Supermarkets Nearby

No major supermarkets listed for this suburb.

🎓 Schools

👥 Demographics

Census 2016
0
Census 2021
305
▲ 0% growth

Population Growth

Gender Distribution (Census 2021)

📊 Population: ABS Census 2021

🚔 Crime Statistics LGA-wide

These are the latest 2025 rates for the Shoalhaven Local Government Area, which contains Terara. Rates are per 100,000 residents; trends compare 2 and 10 year periods ending Dec 2025.

Break & enter (dwelling)
223.8 / 100k
2yr Stable 10yr Down 6.6%
Motor vehicle theft
175.1 / 100k
2yr Stable 10yr Up 2.2%
Non-DV assault
461.2 / 100k
2yr Stable 10yr Up 1.7%
Robbery (unarmed)
8.1 / 100k
2yr — 10yr —
Steal from vehicle
245.5 / 100k
2yr Stable 10yr Down 6.0%
View all 62 offence types for Shoalhaven →

Source: NSW Bureau of Crime Statistics and Research (BOCSAR)

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Frequently Asked Questions

Where is Terara located? +

Terara is a rural locality on the southern bank of the Shoalhaven River, about 3 km north-east of Nowra in the City of Shoalhaven, NSW.

What is the nearest train station to Terara? +

Bomaderry Station, approximately 5.5 km away, is the nearest train station. It is the southern terminus of the South Coast Line, with trains running to Kiama and Sydney's Central Station.

What schools are near Terara? +

Terara is serviced by schools in nearby Nowra, including Nowra Public School and Nowra High School, both approximately 5 km away.

What is the population of Terara? +

According to the 2021 Census, Terara has a population of 305 people.

Is Terara a safe area? +

Crime statistics are recorded at the Local Government Area level. Terara is part of the Shoalhaven LGA — see the Crime Statistics section on this page for the latest recorded offence rates per 100,000 residents, along with 2-year and 10-year trends.